supporting WG during coronavirus

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exact but the access to money is too slow.......
Universal credit loans can be issued same day. The business support systems may take a little longer but then any proper business will have a degree of cash flow, and this is further aided by tax and VAT assistance.
 
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The Government has launched various schemes that are very generous to support both the employed and self employed so they should have no problems, unless of course they were working illegally
Or if they have only been self employed for slightly over a year...

Or if they were working through a limited company taking dividends rather than a salary...

Lots of perfectly legitimate people fall through the gaps with these schemes and are basically reduced to Universal credit as being pretty much the only option
 
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Universal credit loans can be issued same day. The business support systems may take a little longer but then any proper business will have a degree of cash flow, and this is further aided by tax and VAT assistance.
How many people manage to get through applying for universal credit and receiving money on the first day at a time when hundreds of thousands of other people are also applying?
 
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Or if they have only been self employed for slightly over a year...

Or if they were working through a limited company taking dividends rather than a salary...

Lots of perfectly legitimate people fall through the gaps with these schemes and are basically reduced to Universal credit as being pretty much the only option
If just over a year they can submit accounts and tax return (even late) And of course they can fall back on the money they will have put away to pay the tax on their earnings.

If they've selected the dividends route they will have saved National insurance, and are likely to have dividend income to fall back on.

There's never a perfect solution to a problem, the Government have done a good job in the circumstances.
 
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Universal credit loans can be issued same day. The business support systems may take a little longer but then any proper business will have a degree of cash flow, and this is further aided by tax and VAT assistance.
Certain industries have been hit for six by years of brexit uncertainty. Just about managing was a phrase used by many not long ago.

Some industries will struggle to recover from just this fortnight alone. Not to mention the entirety of lockdown and the resulting period of managed reopenings. Some may not recover. They are no less proper than companies that have reserves to sustain them.
 
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If just over a year they can submit accounts and tax return (even late)

If they've selected the dividends route they will have saved National insurance, and are likely to have dividend income to fall back on.

There's never a perfect solution to a problem, the Givernment have done a good job in the circumstances.
No, that is not correct - the income for the year enfed 5 April 2020 is irrelevant for the self employed. It is based on the previous tax year (5 April 2019) - so if you were employed for most of that year and then just self employed for a month or two, your self employed profit is going to be tiny for the year ended 5 April 2019.

Governments have, encouraged people to trade through companies for 20 years - but with recent changes in the taxes on dividends, somebody who set up a company in the last few years would hardly have received any benefit from the national insurance savings

The government have done more than I imagined they would, but have also left huge gaps for a lot of people with strange arbitrary cut offs which at times suggest they do not fully understand their own system and its intricacies
 
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No, that is not correct - the income for the year enfed 5 April 2020 is irrelevant for the self employed. It is based on the previous tax year (5 April 2019) - so if you were employed for most of that year and then just self employed for a month or two, your self employed profit is going to be tiny for the year ended 5 April 2019.

Governments have, encouraged people to trade through companies for 20 years - but with recent changes in the taxes on dividends, somebody who set up a company in the last few years would hardly have received any benefit from the national insurance savings

The government have done more than I imagined they would, but have also left huge gaps for a lot of people with strange arbitrary cut offs which at times suggest they do not fully understand their own system and its intricacies
Amazing how many claim to have been self employed for a short time, when in reality if the crisis hadn't hit they possibly would have never declared income, but if legitimate they will of course have been putting aside the tax due.

It's impossible for the Government to calculate assistance for a person that's not declared a profit / submitted tax returns or paid tax

As you say the Government have done a lot, there is never a perfect solution and the wider you make the rules the more likely the system is to abuse.
 
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Amazing how many claim to have been self employed for a short time, when in reality if the crisis hadn't hit they possibly would have never declared income, but if legitimate they will of course have been putting aside the tax due.

As you say the Government have done a lot, there is never a perfect solution and the wider you make the rules the more likely the system is to abuse.
Are you saying no new people have become self employed in the last, say 15 months? :unknown:

Or changed their status from self employed to employed in their own company around that time, so they would miss out on any reasonable amount.

And wouldn't the tax money people had put aside still be due to be paid as tax on the same date they had been anticipating it was due anyway?

Is a self employed person earning profit of £51,000 receiving nothing, but a self emploted person earning £49,000 receiving £2,500 each month fair?
 
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Are you saying no new people have become self employed in the last, say 15 months? :unknown:

Or changed their status from self employed to employed in their own company around that time, so they would miss out on any reasonable amount.

And wouldn't the tax money people had put aside still be due to be paid as tax on the same date they had been anticipating it was due anyway?

Is a self employed person earning profit of £51,000 receiving nothing, but a self emploted person earning £49,000 receiving £2,500 each month fair?
Makes no sense. Perfect government scheme.
 
How many people manage to get through applying for universal credit and receiving money on the first day at a time when hundreds of thousands of other people are also applying?
There was a cabbie's daughter on LBC a few days ago saying how her dad had spent all day trying to apply and stayed up all night too before saying it's no good I have to just carry on working.
 
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No, that is not correct - the income for the year enfed 5 April 2020 is irrelevant for the self employed. It is based on the previous tax year (5 April 2019) - so if you were employed for most of that year and then just self employed for a month or two, your self employed profit is going to be tiny for the year ended 5 April 2019.

Governments have, encouraged people to trade through companies for 20 years - but with recent changes in the taxes on dividends, somebody who set up a company in the last few years would hardly have received any benefit from the national insurance savings

The government have done more than I imagined they would, but have also left huge gaps for a lot of people with strange arbitrary cut offs which at times suggest they do not fully understand their own system and its intricacies
yes a tory government has taken away the incentive for ordinary folk to risk their savings an provide employment for folk who wouldny do it for themselves an now the investor is being penalised.....one reason the torys are only appealing to the bankers an moneyd.........tradesmen are looked down on yet they created the framework for this SE mode of working........richi rich hasny had a real job an has married money so only understands this way of working......a bankers view is very different to that of a business person.......for many SMEs this lockdown has killed cashflow and Im seeing late payments creeping in.........great time to be in food retailing energy stocks and shares currency pharma......etc.......but for most folk the spend culture has found them out.....
 
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I can't recall seeing a black cab on the road while working. Plenty of Ubers about. I did deliver to a cabbie with a family who is off the road, not risking it he said. He said they've got enough to get by until June.
My local taxi services seem to still be active. Whenever I've been out and about they've made up almost half of the car traffic.
 
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You know exactly that my point was that they paid their taxes all those years before and will be screwed now, even though they contributed and paid for years.
If they previously worked and paid tax of course , and paying tax years ago doesn't apply, it needs to be paid every year

The schemes are based on current status & situation.
 
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If they previously worked and paid tax of course , and paying tax years ago doesn't apply, it needs to be paid every year

The schemes are based on current status & situation.
But just by changing the way they earn money, they fall through the net here.

If moved from employed to self employed semi recently, you miss out.
If moved from self employed to working through a limited company semi recently, you miss out

However much tax was paid, the change in status wipes out the previous entitlement
 
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But just by changing the way they earn money, they fall through the net here.

If moved from employed to self employed semi recently, you miss out.
If moved from self employed to working through a limited company semi recently, you miss out

However much tax was paid, the change in status wipes out the previous entitlement
This is where I am. I was employed 2018/19 from April - August and self employed the rest of the year :rolleyes:
 
But just by changing the way they earn money, they fall through the net here.

If moved from employed to self employed semi recently, you miss out.
If moved from self employed to working through a limited company semi recently, you miss out

However much tax was paid, the change in status wipes out the previous entitlement
I've been self - employed for close on 10 years, paid all my taxes and N.I.
Last year a contract came my way that meant I had to be paid via PAYEE (to long to explain but involved government regulations etc)
so for 7 months of the last financial year I was paid via PAYEE and the remaining 5 months self employed.
The same situation has occurred this financial year (PAYEE / self employed split).

So having read what I could find, myself and 5 others are effectively "up shit creak" as we don't fall into either category.

If HMRC base any entitlement on the self employed earnings it will be very little for the those to tax years, so I'll wait and see when / if they get in touch. But I'm not holding my breath.
 
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I've been self - employed for close on 10 years, paid all my taxes and N.I.
Last year a contract came my way that meant I had to be paid via PAYEE (to long to explain but involved government regulations etc)
so for 7 months of the last financial year I was paid via PAYEE and the remaining 5 months self employed.
The same situation has occurred this financial year (PAYEE / self employed split).

So having read what I could find, myself and 5 others are effectively "up shit creak" as we don't fall into either category.

If HMRC base any entitlement on the self employed earnings it will be very little for the those to tax years, so I'll wait and see when / if they get in touch. But I'm not holding my breath.
They will take the average of the last three years self employment and calculate on that, not sure if they will annualise the 5 month period but even if they don't it will have less impact when averaged over three years, so you should be able to claim. And this years split will not impact their caculation.
 
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They will take the average of the last three years self employment and calculate on that, not sure if they will annualise the 5 month period but even if they don't it will have less impact when averaged over three years, so you should be able to claim.
HMRC are going to notify all that can and what they calculate they are entitled to.......It certainly won't be the £2500.....possibly just around the UC amount. So I'm not banking on it....in fact...I'll have a look at my books and work it out.
 
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Hopefully, as long as you were not showing the self employment ceasing, you would be entitled to something based on the average of the 3 years self employment to April 2019
I've been self - employed for close on 10 years, paid all my taxes and N.I.
Last year a contract came my way that meant I had to be paid via PAYEE (to long to explain but involved government regulations etc)
so for 7 months of the last financial year I was paid via PAYEE and the remaining 5 months self employed.
The same situation has occurred this financial year (PAYEE / self employed split).

So having read what I could find, myself and 5 others are effectively "up shit creak" as we don't fall into either category.

If HMRC base any entitlement on the self employed earnings it will be very little for the those to tax years, so I'll wait and see when / if they get in touch. But I'm not holding my breath.
 
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It is ridiculous that the self employed have to wait until June to get any money . What are they supposed to live on until then if they can’t work
 
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Why the amount of money that someone earns per year is relevant, a friend's brother earns approximately 8,000 per month, but he spends everything on shit and he has to ask his brother for money to go to the hairdresser, who has a normal salary and has decent savings.

There are people who just don't know how to manage and save money. the amount of money you earn per month is not relevant.

and another thing, if a client wants to support a sw or its regular ... why not? at the end of the day it is his money and he will decide how to spend it.
 
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HMRC are going to notify all that can and what they calculate they are entitled to.......It certainly won't be the £2500.....possibly just around the UC amount. So I'm not banking on it....in fact...I'll have a look at my books and work it out.
There is a caveat of earning at least 50% of your income from self employment, so depending how your numbers stack up in the split between Ltd co / Self employed could be crucial.
 
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There is a caveat of earning at least 50% of your income from self employment, so depending how your numbers stack up in the split between Ltd co / Self employed could be crucial.
I think that is over the 3 year period to April 2019 that the income is being averaged over - so i would guess he is fine on that one
 
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I think that is over the 3 year period to April 2019 that the income is being averaged over - so i would guess he is fine on that one
I would tend to agree, but would he flag up on the system if his last year earnings was not over 50% from Self employment, he may have to chase HMRC to make sure they view it over three years
 
There is a caveat of earning at least 50% of your income from self employment, so depending how your numbers stack up in the split between Ltd co / Self employed could be crucial.
Not dug into my numbers but over the three years stipulated on the HMRC site link a large % would have come from the PAYEE contract rather than self-employment (even though the previous 7+ years were all self-employed).
I fired off an email the old accounts team to see if they can shed any light on it....but like I say, I probably won't be entitled to much more than UC once any calculation is done as PAYEE isn't included....and I can't be "Furlonged" as the contact ended and company dissolved before the 28th Feb...so I'm in that little grey area.

If I ever hear anything I pop it here, in case it helps anyone else.
 
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Not dug into my numbers but over the three years stipulated on the HMRC site link a large % would have come from the PAYEE contract rather than self-employment (even though the previous 7+ years were all self-employed).
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Remember in the situation you outlined only 7 Months of PAYE are relevant as 2019/20 is not included in the figures, so fingers crossed you may get support.
 
Interesting to see how things are panning out in New Zealand where sex work is decriminalised.

Sex work is the woman's primary income, but she is receiving the Government's $585 weekly subsidy as the profession is legal in New Zealand. As she also has another part-time job, she receives the part-time subsidy too.

More at https://www.newshub.co.nz/home/new-...ry-clients-not-taking-lockdown-seriously.html
It’s not illegal here either. And if an escort is in the system then she gets financial support.
 
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A Tweet today from Sarah Dorman.

@SarahxDorman

A reminder self employed sex workers who are registered with HMRC (as anything!) are entitled to the same suppprt as all other self employed workers at the minute. If you need help/advice, my DMs are open
 
A Tweet today from Sarah Dorman.

@SarahxDorman

A reminder self employed sex workers who are registered with HMRC (as anything!) are entitled to the same suppprt as all other self employed workers at the minute. If you need help/advice, my DMs are open
Meanwhile, when this is all over, it's worth remembering that just like any other legal self-employed professional, if you are a sex worker you can claim work related expenses, otherwise known as allowable expenses. More details in this article:

https://www.vivastreet.co.uk/blog/items-sex-workers-can-expense/
 
Meanwhile, when this is all over, it's worth remembering that just like any other legal self-employed professional, if you are a sex worker you can claim work related expenses, otherwise known as allowable expenses. More details in this article:

https://www.vivastreet.co.uk/blog/items-sex-workers-can-expense/
Although I think this article is wrong about being able to claim for "things like lunch" if you’re staying somewhere overnight for work. Cost of the hotel, yes, but I'm pretty sure you can't claim for meals.
 
Although I think this article is wrong about being able to claim for "things like lunch" if you’re staying somewhere overnight for work. Cost of the hotel, yes, but I'm pretty sure you can't claim for meals.
If you’re self employed you can. There are certain rules or maybe just guidelines about being so many miles away from home / your office and how long you’re away for but you can claim subsistence.
 
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Although I think this article is wrong about being able to claim for "things like lunch" if you’re staying somewhere overnight for work. Cost of the hotel, yes, but I'm pretty sure you can't claim for meals.
Yes, you can because if you're travelling/away from home you have to eat out, which usually costs more than if you were feeding yourself at home. It counts as a reasonable expense.
 
Yes, you can because if you're travelling/away from home you have to eat out, which usually costs more than if you were feeding yourself at home. It counts as a reasonable expense.
Just to add to this this is true, I do usually carry my own food so very rare I pop food into expenses, just the occasional coffee on the hoof. Do have a flask and insulated mugs. Unfortunately gym access away from home isn't as I understand an expense I can include. :yahoo::D
 
Wow, thats amazing. One single public voice out there speaking up for sex workers (non SW org voice). Usually when women get famous and the stripper rumours come out it's all denials (BDJ aside). It's refreshing to see someone just be honest and say the truth from their own mouths first that they were part of this industry somehow. Just says it as it is, no room for even the expectation of judgement. She's a legend
 
Wow, thats amazing. One single public voice out there speaking up for sex workers (non SW org voice). Usually when women get famous and the stripper rumours come out it's all denials (BDJ aside). It's refreshing to see someone just be honest and say the truth from their own mouths first that they were part of this industry somehow. Just says it as it is, no room for even the expectation of judgement. She's a legend
She will get the £10k back in no time because of her increased exposure, through record sales.
 
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If you are a cynical type of person, wouldn't you be thinking there might be a potential negative impact for somebody publicly coming out as a sex worker?
But has she come out as a 'sex worker'?? The release says she worked as a hostess in a strip club. I've not seen any backlash anywhere either.

Her fan base demographic probably doesn't see it as negative anyway.. it's not as though the W.I. buy her stuff.
 
But has she come out as a 'sex worker'?? The release says she worked as a hostess in a strip club. I've not seen any backlash anywhere either.

Her fan base demographic probably doesn't see it as negative anyway.. it's not as though the W.I. buy her stuff.
She defines what a hostess does in the article

I doubt if even her Mum or Grandmother would read that and think it was not a sex worker role
 
The way I see it:
She didn’t have to do that. £10k would still be quite a lot for someone like her, I’m sure.

But at the same time, it’s not really going to do much in terms of changing attitudes as I’d never heard of her and still wouldn’t have if it wasn’t for me being a punter and on this site. So, if you take my demographic, then we’d likely not even know about it. But her fan base (young, open minded etc) probably aren’t bothered by her being a former stripper / escort and so there’s not much change of mindset there either. Even though they might whoop and praise her, it would be preaching to the converted.

As for her parents knowing or not knowing, I’m pretty sure that they’re not stupid and even the quickest google search shows her as former stripper and hostess. Wikipedia goes into what hostess means. So they’d know. Although it is illegal for strip clubs to pimp out hostesses, so it’s not quite as clear cut as that.

At the end of the day, if the charities get £10k and she gets more record sales or insta hits or whatever, then it’s a win win.
 
I especially liked her "Sex workers I know and have met have discipline, craft, talent, and work ethic ..." that's a very clear positive message that totally overturns the depressingly negative attributes that often get mentioned in public discussions of sex work. It's also overwhelmingly been the impression I've formed when meeting a wide variety of SPs.
I’ve met a mixture. It’s certainly not all shits and giggles but it’s also not all crack whores and leaning in car windows.
 
I especially liked her "Sex workers I know and have met have discipline, craft, talent, and work ethic ..." that's a very clear positive message that totally overturns the depressingly negative attributes that often get mentioned in public discussions of sex work. It's also overwhelmingly been the impression I've formed when meeting a wide variety of SPs.
You must have great spidey senses. I've encountered both ends of the spectrum.
 
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